Discretionary Spending Remaining

$0.00

Budget: $0.00 | Spent: $0.00

Total Monthly Income

$0.00

Non-ignored, non-private household inflows

Total Monthly Spend

$0.00

Non-ignored, non-private household outflows

Pre-Allocated Payments Remaining

$0.00

Spent $0.00 of $0.00

Total Budget Remaining

$0.00

Spent $0.00 of $0.00

Budget Progress

Manage Limits

No active budgets. Set limits under "Budget Limits".

Recent Transactions

View All

No transactions found. Sync bank accounts to populate.

Connected Accounts

Shared and individual accounts linked to your household. Only the user who linked an account can toggle its private status.

No accounts connected yet. Use the "Connect Bank" button above.

Create New Category

Add custom categories to allocate spending and assign transaction limits.

Discretionary Budget Limits

Day-to-day spending on items like dining, shopping, and entertainment.

Category Name	Type	Monthly Limit	Spent (This Month)	Progress	Actions

Pre-Allocated Payments

Recurring monthly bills, subscriptions, debt service (loans/plans), and investments.

Payment Name	Type	Monthly Limit	Spent (This Month)	Progress	Actions

Credit Card Debt & Device Installment Plans

Add pay-over-time plans linked to credit cards or other accounts. These act as fixed Pre-Allocated monthly outflows and auto-expire when remaining installments reach 0.

Plan Name	Linked Account	Monthly Installment	Months Remaining	Actions

Transactions

Assigned categories are shared with the household. Private account transactions are only visible to the user who linked them.

Date	Merchant / Name	Amount	Account	Plaid Category	Assigned Category	Ignore

Monthly Cost (Connected Accounts)

$0.00

Connected account flat rates

Cumulative Per-Sync Cost

$0.00

API refreshes & balance checks

Total Cost (This Month)

$0.00

Combined Plaid API expenses

Monthly Cost Cap

$15.00

Limit for manual sync actions

Monthly Budget Progress 0%

Raise Cap:

Custom ($):

Synchronization Log

Plaid API billing runs per action. The cost mapping structure is modeled below:

⚡ Refresh Call: $0.12 🔍 Balance Check: $0.10 💳 Transactions: $0.30/mo (Recurring: +$0.15/mo) 🏦 Liabilities: $0.20/mo 📈 Investments: $0.18/mo (Transactions: +$0.35/mo)

Synced At	Triggered By	Plaid Items Checked	Transactions Added	Estimated Cost

How Broke Am I?

Setup 2-Factor Authentication

2-Factor Authentication

Dashboard

$0.00

Total Monthly Income

Total Monthly Spend

Pre-Allocated Payments Remaining

Total Budget Remaining

Budget Progress

Recent Transactions

Connected Accounts

Create New Category

Discretionary Budget Limits

Pre-Allocated Payments

Credit Card Debt & Device Installment Plans

Transactions

Monthly Cost (Connected Accounts)

Cumulative Per-Sync Cost

Total Cost (This Month)

Monthly Cost Cap

Synchronization Log

How Broke Am I?

Setup 2-Factor Authentication

2-Factor Authentication

$0.00

Total Monthly Income

Total Monthly Spend

Pre-Allocated Payments Remaining

Total Budget Remaining

Budget Progress

Recent Transactions

Connected Accounts

Create New Category

Discretionary Budget Limits

Pre-Allocated Payments

Credit Card Debt & Device Installment Plans

Transactions

Monthly Cost (Connected Accounts)

Cumulative Per-Sync Cost

Total Cost (This Month)

Monthly Cost Cap

Synchronization Log

Monthly Sync Cap Reached